The transfer is not yet finalised. Barcelona and Ajax have reportedly reached an agreement, and terms with the player are in place, but ter Stegen must give his final approval before the deal can be completed. Behind the scenes, tax-related paperwork and other administrative details have contributed to the delay, with some sources indicating that the process has caused frustration for at least part of the day.
Ajax are waiting patiently for the green light, understanding that they cannot progress further until ter Stegen confirms the move. Financial arrangements for the loan are already set, with Barcelona expected to cover the majority of the goalkeeper’s wages and Ajax contributing according to the number of appearances ter Stegen makes during the season.
There is also a personal dimension to the move: ter Stegen has shown enthusiasm about reuniting with Michel, who previously brought him to Girona on loan late last season. Barcelona are looking to move a high-earner from their squad as part of broader salary management, which could ease constraints even if the savings are modest.
Ajax are eager to complete the deal soon, given their season schedule includes Europa Conference League qualifiers next week. All parties remain hopeful that the final hurdle—ter Stegen’s explicit approval—will be cleared shortly, allowing the loan to proceed.
For now, ter Stegen continues training with Barcelona as the situation unfolds, awaiting a definitive resolution.
