Specifically, Jackson’s $13.5 million salary was converted to a bonus, reducing his 2026 cap by $6.75 million to $12.75 million; his 2027 cap jumps to $23.75 million, with an expectation of an extension if he remains productive in 2026. Kmet had $7.65 million converted to a bonus, dropping his 2026 cap by $3.825 million to $7.775 million; his 2027 cap rises to $15.425 million, and 2027 is his final year under contract.
Prior to these restructures, the Bears had under $220,000 in cap space for 2026 after free-agent signings, including large deals for Coby Bryant and Devin Bush. The restructuring now gives them roughly $10.8 million in space, enabling potential moves or extensions for Kmet or Jackson.
Analysts suggest the cap-clearing moves may signal a path toward extending either player, should they remain integral to the roster in 2026. Kmet’s value is tied to offensive schemes favoring 12-personnel with Loveland on the roster, while Jackson could be a long-term building block if he maintains performance. If extensions aren’t pursued, releases in 2027 could provide savings but would involve meaningful dead-cap charges, making extensions more favorable.
Looking ahead, the Bears could still pursue internal upgrades or additional help at guard or tight end in the 2026 draft, particularly for depth and versatility on the interior. They already have solid starter depth at guard and may target a Day 2 or Day 3 pick who can contribute at multiple interior positions.
Overall, the cap restructures mark a strategic step to stabilize the Bears’ 2026 finances while keeping key players in the mix, potentially paving the way for extensions or targeted acquisitions as the draft and off-season progress.
